At Ellis and Associates,
we serve the financial needs of families and individuals who
want a relationship based on honesty and integrity. We offer
the confidence that comes from working with a trusted, knowledgeable
advisor.
Wealth
Planning
Where are you financially right now?
Where do you want to be? How do you plan to get there? Wealth
planning is the management of your investments in order to reach
your financial goals.
We work with you to develop and manage
your investments using advanced technology tempered by professional
expertise and experience. You will receive personal ongoing
attention to help you to reach your financial goals.
Wealth planning begins with a series
of meetings to develop your financial profile by outlining your
current status, your goals and objectives, your time horizon,
risk tolerance, and investment needs. We then sculpt a personal
investment strategy specific to your circumstances. If you have
an existing portfolio, we will work with you to re-allocate
your investments, if neccessary, so that they better reflect
your needs. Through periodic personal review meetings we monitor
your progress, and make adjustments as required. Careful wealth
management and planning can help build an education fund, grow
the resources necessary to purchase real estate or a business,
or secure a prosperous retirement.
Retirement
Planning
Will you have enough money to retire
when you want? Will your investments last a lifetime, and will
they survive the various financial storms that occasionally
buffet the investment world?
Without a strong retirement plan you
might find yourself in trouble and faced with difficult choices
in your retirement years. Retirement Planning helps you determine
how much money you will need to accumulate before you retire,
and how to avoid using up all your investments prematurely after
you retire.
We will help you to calculate how
much you will need, how much you will have to save over time
to reach your goal, and how to reduce, defer or eliminate taxes
on your investments.
Insurance
and Estate Planning
Do you have the right amount and type
of insurance to help reduce your risk exposure? Is the coverage
appropriate to your present circumstances? Risk management is
an important element in protecting those you love, to help ensure
that your resources are not consumed by premature death, an
unexpected critical illness, disability, or long term care costs.
We will analyse your current situation and advise you on any
present concerns or future potential problems.
A sound estate plan brings everything
together. It deals with more than the efficient transfer of
assets. It incorporates almost all life stages: career planning,
asset protections, retirement planning, elder and disability
care, and charitable giving. Good planning helps you to take
advantage of opportunities to minimize or reduce income taxes,
and helps you to accumulate, conserve and enjoy your assets
during your lifetime, and to pass them on efficiently, and according
to your wishes, after your death.
We will work with you and your other
professional advisors to develop a plan, put it in place and
periodically review it to ensure that it continues to reflect
your needs.
